Do I really need financial advice at retirement?

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About this episode

Since pension freedoms were introduced people now have much more options with their pension pot at retirement. Here we cover areas like withdrawing money from your pension, tax implications and we also discuss some of the options you have with your pension pots.

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Protecting your home from the winter weather

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About this episode

Every winter, freezing temperatures catch people out. Prevention is better than cure and now is the time to take a few simple steps to reduce the risk of facing the trauma of frozen or burst pipes this winter. We look at steps you can take to protect your home over the coming months.  

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

7 things you didn’t know a financial adviser can do for you

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About this episode

Many people don’t know what a financial adviser does. This episode explains some of the areas and things that financial advisers can help you with that you might not know about

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Life Insurance on an ex-spouse or partner

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About this episode

We cover the importance of having life insurance on an ex-spouse or partner. This is an often overlooked area especially when children are involved.

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Pensions Vs ISAs

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About this episode

A common question people have is should they invest in a pension or an individual savings account (ISA). This episode explores the differences between pensions and ISA’s. It also looks at the pros and cons of each savings vehicle.

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Financial Planning for growing families

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About this episode

We look at areas such as protecting your family, budgeting for new arrivals and options for children's savings. 

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Redundancy, it’s impact and what changes you should make

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About this episode

In this episode Phil looks at how redundancy can impact on your financial plans and what you should be reviewing if you have been made redundant.

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Income Protection Insurance and do you need it?

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About this episode

An often overlooked area of financial planning is income protection. Here we look at what it is and why you should consider it. We also look at what benefits you get from the state and what options are available for the self-employed. 

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Your pension options at retirement

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About this episode

Here Phil covers the main options when you look to draw the benefits from your pension. We cover annuities, drawdown and final salary pension schemes. We also discuss if you should you take your tax free lump sum and options to phase your retirement. 

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

10 steps to buying your new home

10 steps to buying your new home

About this episode

Buying a new home can be a daunting prospect. This episode covers 10 steps to buying a property and when to speak to your mortgage advisor and solicitor. 

Disclaimer

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.