The way we work with our clients is what makes your money work for you.
Phil Anderson Financial Services is a team of, innovative Mortgage, Protection and Financial Advisers who are passionate about providing no-nonsense investment and financial planning advice for their clients.
We don’t just help you invest your money, we help you get the best out of your unique circumstances along with the security and peace of mind that comes from knowing your finances are in good hands.
We provide Financial Advice across the North and North East of Scotland, Yorkshire and Cheshire and are here for you whenever you need us.
Meet our advisors
Phil Anderson
DIRECTOR
Having previously been an Independent Financial Adviser, Phil is the founder of the firm and the driving force behind the business. He was a winner at the Pride of Aberdeen Awards a few years back for Employer of the Year and is involved in various local groups and charities close to his heart.
Rebecca Shiel
DIRECTOR
Rebecca has been with Phil Anderson Financial Services Ltd almost from the start, she started working for Phil in 2011 as a part-time administrator.
As the workload increased she took on a full-time role before being made office manager in 2015. As a thank you for all her hard work and dedication, Phil gifted Rebecca a 5% share of the business in 2018.
Kevin Philip
Financial Advisor – Mortgage Adviser – Equity Release Specialist
Kevin has been in Financial Services since 2015. He started as a mortgage advisor and soon after qualified to offer equity release advice. Due to expansion within the firm Kevin achieved his Diploma in Financial Advice and planning in 2019.
Since then, Kevin has been focused on maintaining a high standard of service in helping clients on all aspects of financial planning which includes but is not limited to Mortgage advice, Protection, Equity Release and Pensions and Investments, ensuring that clients are on track to meet their financial goals.
Peter Brown
Independent Financial Adviser
Having been in the financial services industry for nearly 30 years now, Peter has built up an exceptional knowledge of the industry. Peter’s wealth of experience allows him to advise our clients on a wide range of wealth management products to suit their requirements, which ensures that the needs of his clients are promptly and effectively met.
Laura Stephen
Mortgage Adviser
Laura has over 20 years of experience in the field of Administration and Accountancy, with the majority of her early years' spent training as an Accounts Assistant. With a strong background in sales and marketing, she is forward-thinking and self-motivated while always ethical in her approach.
Kayleigh Ross
Financial Planner and Mortgage Adviser (Caithness)
Kayleigh started her career in financial services in 2020. Before this, she spent a year studying for her CeMAP exam alongside working full time as an accounts administrator. She left school at 17 and has been working full time ever since.
Kayleigh is qualified in providing mortgage, protection and equity release advice.
Emma Reid
Financial Planner
Emma graduated from the University of Aberdeen in 2021 with a degree in LLB Scots Law with English Law. Emma then completed her financial planning exams and in 2022 was named “Rising Star of the Year” at the 4th Scottish Women’s Awards.
Louise Cormack
Mortgage and Protection Adviser
Louise works as a mortgage and protection adviser at our Wick office. Louise holds the Certificate in Mortgage Advice and she currently helps clients with mortgages, remortgages, life insurance, critical illness cover and income protection.
Cheryl Horne
Independent Financial Adviser
Cheryl has worked in financial services for over 28 years providing a range of financial planning solutions to individual and business clients. Her career began in the banking sector and she progressed into financial advice while at TSB and then went on to be an Independent Mortgage Adviser at Aberdein Considine in 1994.
Neil Gallagher
Mortgage Adviser
Neil Gallagher has been working in financial services since 2004, as a customer services adviser for Yorkshire Building Society. In 2007 he joined TSB as a mortgage adviser and worked there until joining Albyn Associates as a self-employed independent mortgage adviser in 2009.
With the mortgage market having been so badly affected by the banking crisis, Neil decided to take a year away from financial services, later returning by joining Phil Anderson Financial Services in 2012.
Jake Crossley
Independent Financial Adviser
Jake has been in financial services since 2021. He is an independent financial adviser who firmly believes in the notion of holistic financial planning. To assist with this bespoke service he holds additional specialist qualifications in discretionary investment management on top of his diploma in regulated financial planning.
Jake’s philosophy is that effective financial planning is not just about today and tomorrow, it is about planning for your entire lifetime.
Laura Riddel
Administration Assistant
Laura joined the Phil Anderson Financial Services team in March 2022 bringing with her a successful history of delivering first class customer service. Having gained experience in previous positions at companies including Tui, Munros Business Travel and Watson Alarms, Laura thrives on providing the highest level of service and hopes to progress as her career develops at Phil Anderson Financial Services.
Laura is a master at multi tasking, helping all our advisors with their admin, processing client reviews and helping with engagement. Laura believes this master skill is down to being the (very) proud mum of twin boys who certainly keep her on her toes.
Yvonne Cormack
Administration Assistant
Yvonne joined the team in August 2023 as an administration assistant after the successful opening of the Wick office. She has over 30 years of experience in administration and accounts and worked within the construction industry for much of this time.
Ben Anthoney
Mortgage Adviser
With a passion for property and a commitment to delivering exceptional client experiences, Ben has been a dedicated mortgage adviser since January 2025. Having been immersed in the property industry since 2020, Ben brings a wealth of knowledge and expertise to every client interaction. Known for a strong work ethic and a drive for efficiency,
Ben thrives on ensuring clients receive the best possible service, guiding them through the mortgage process with clarity, precision, and care. Whether you’re a first-time buyer or looking to refinance, Ben is committed to making your journey as smooth and stress-free as possible.
Tom Atterton
Financial Planner
Tom believes that financial planning is more than just crunching numbers—it’s about understanding your life, dreams, and challenges. Tom is committed to offering honest, personalised advice and building long-lasting relationships based on trust and open communication.
Tom works closely with each client to create tailored, holistic plans that meet today’s needs while paving the way for a secure tomorrow. Tom also has a keen interest in sustainable investing, ensuring that your financial strategy not only grows your wealth but also reflects your commitment to a better world. His goal is to help you safeguard your assets and improve your quality of life so you can confidently pursue your dreams.
Let's have a chat
With offices in Aberdeen, Ellon, Wick, Wetherby, and Wilmslow, we are conveniently located to personally handle all your financial needs.
Get in touch today to arrange a home or office appointment with one of the team.